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Can You Pay a Mortgage with a Credit Card?

by Samantha Bennet on 2014/08/26

Can you pay a mortgage with a credit card?

Can you pay a mortgage with a credit card?  You can certainly do so, if your mortgage lender allows credit or debit card auto payments.

While most lenders will not encourage you to use credit cards for mortgage loan payments, there are those that are lenient and accept this mode of payment mainly because of automation and flexibility and to provide more ways for clients to conveniently pay off their mortgages.

Rarely do some card issuers offer this service for free, but if you look and compare various types of credit cards that may be used to pay for your mortgage, you may find one that lets you do so for a small fee.

Also, there are other ways to pay your loan using your credit card through third-party entity that will allow you to pay your loans and bills online, again, for a minimal cost.

The next question to ask then is, “Can you pay a mortgage with a credit card and earn rewards thereafter? “  The answer is yes, you can pay a mortgage with a credit card by using a third party bills payment service or by buying prepaid cards—using your credit card—to pay for your mortgage loan online.

This is a very popular method for people who want to earn miles or points from loans payment using their credit cards and want to pay their mortgage electronically.  This can actually help them automatically set the date of disbursement and avoid late payments.

So when someone asks, “Can you pay a mortgage with a credit card?”  You’ll know that this is possible and you can do so directly or indirectly, it’s only a matter of choosing which method is most convenient for you and choosing the right credit card issuer that will allow you to use your card to pay your mortgage loans and earn miles or points in the process.

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